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Up to 33% More Income^ In Your Retirement May Be Within Reach Using NextGen Annuity™ Strategies
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NextGen Annuity™ Strategies 
The next generation of annuities offer the best features from the four annuity types to provide you with regular, reliable* income for life** AND growth opportunity with principal protection.
  • FREE Report #1: NextGen Annuity™ Strategies Revealed 
  • FREE Report #2: The #1 Mistake Retirees Make When Investing in the Stock Market
  • FREE DVD: Featuring Josh Mellberg's Industry Leading Concepts
  • Personalized NextGen Annuity™ Income-for-Life Quote
  • NextGen Annuity™ Strategy for Growth
  • And So Much More...
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877-251-3174 • 3067 W. Ina Rd., Tucson, AZ 85741
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Please note that the examples herein are not company nor product specific. They are concepts shown to give you general information of the benefits and limitations of the products and are not designed to be a recommendation to buy any specific financial product or service. Products change and such product concepts may not be suitable for your needs or available in your state.

* Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurance company and are not guaranteed by any bank or the FDIC.

** Some annuities may have a lifetime income guarantee as part of the base policy; others may have optional riders available that provide this benefit. Riders may also be available for benefits like an annual increase to help combat inflation or for as much as doubling your income in case of a qualifying health event. Optional riders may be available with a charge.

^ Increased income is possible with NextGen Annuity™ strategies using individual strategies. This approach will follow a specific strategy suited to your financial goals and may require buying multiple annuities. Results will only be realized by working closely with your agent over an extended period of time to help make sure the strategies are used correctly. You will have to keep the annuity product(s) purchased for the full time period chosen to maximize your results, and your results could vary. These results may not be possible in case of excess withdrawals or complete surrender, and you may incur penalties. Not appropriate for all retirees. Not available in all states. If you have questions about your NextGen Annuity™ strategies, please contact your agent.

By responding to this offer you may be contacted by a licensed insurance agent regarding retirement income planning using fixed insurance products. Josh Mellberg is insurance licensed in all 50 states (AR364647/CA0G91919/TX1567166) and all employees of J.D. Mellberg Financial have the appropriate licenses for the products they offer.

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